
Halifax Mortgage Approved
First-time buyer's mortgage rejected by Halifax after surveyor identified open-cell spray foam throughout the loft space. Chain was at risk of collapse after a 4-month sale period.
Full extraction of open-cell spray foam using HEPA-filtered vacuum equipment. Complete timber treatment with industrial fungicide preservative. Full photographic documentation at every stage.
Halifax approved the mortgage within 2 weeks of receiving our insurance-backed guarantee certificate. Property purchase completed on schedule.
"Countrywide were incredible. Professional, fast, and the documentation was exactly what Halifax needed. I can't thank them enough — we were terrified the sale would fall through."
— Sarah T., First-Time Buyer








